- 142
Thought I would share that Avalon will underwrite someone who has been to rehab. I always have a hard time finding an option for people that have been to rehab and I just had one approved - and it had only been 2 years since he went.
Avalon in Florida
- Thread starter mariemerganser
- Start date
- 9,744
They don't pay comp on the rate up though...
Type II's have to be PERFECT otherwise. Height/weight, high blood pressure, etc. won't fly. Statins are OK.
All true.
- Thread starter
- #5
- 142
Ugh, I didn't know that. This guy got rated huge too but he didn't care because he got declined from everyone else.
- 9,744
I am really concerned about their continued viability.
When the FYC is raised from 20% to 30% -- it's an act of desperation.
They have nice offices at Rocky Point here in Tampa. Another Imerica?
- 14,808
Didn't Humana yank out of FL a few years back?
- 9,744
They did, but had been only a marginal player. Came back in '03, and gave been improving steadily since. Best game in town currently.
Only one complaint: they pay SLOW. I wrote a case on 5/20, issued same day. I'll get comp for the first time on 7/16. In this day and age, no excuse for that.
They're riding the float...at the agent's expense. Poor way to do business imho.
I think they dropped 40,000 clients flat. Anyone with a pre-x is left uninsurable. But, I don't think they are leaving FL anytime soon.
But that is besides the point. They are slow to pay, painfully that is. They owe me 11 deals. I do understand they don't pay on active, but on issuance of the policy (or around the effective date), but I am finding that is inaccurate too. I have deals which when active last month, effective last month, and no money. I am going to have to hit up a loan shark to keep my business going.
- 9,744
In that scenario, they become HIPAA-eligible. But it ain't cheap.
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