New customer takes a periodic injection with Avastin for Macular Degeneration(wet form). I believe it is a Part B drug. She can get it on Medicare Advantage but it is a $300 copay Tier 5 PA drug. How often she needs it varies. Sometimes monthly. Other times, once a quarter to every 6 months.
Normally, I would default to a MedSup except she is a recently widowed lady with SocSec being her only income(approx $1600/mo). She has about 80k in the bank from selling her house shortly before her husband passed away. She is living with the kids and really worried about her money. She balked at the MedSup premium (with PDP @ $170/mo for a G).
Running the numbers makes MA look good IF everything goes okay. And that is what she says she wants but any bump in the road and she will be in trouble.
Let's not make this an MA vs MedSup thing. I'm looking for good guidance to help a poor widow.
Normally, I would default to a MedSup except she is a recently widowed lady with SocSec being her only income(approx $1600/mo). She has about 80k in the bank from selling her house shortly before her husband passed away. She is living with the kids and really worried about her money. She balked at the MedSup premium (with PDP @ $170/mo for a G).
Running the numbers makes MA look good IF everything goes okay. And that is what she says she wants but any bump in the road and she will be in trouble.
Let's not make this an MA vs MedSup thing. I'm looking for good guidance to help a poor widow.