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Thanx guys. I appreciate the advice. What about BCBS-FL. Are they competitive? Can one get appointed non-captive?
No, they only do brokerage appointments for group.
Competitive? Yes. Their individual plan is sold only thru their contracted general agencies, where you are captive. The compensation is horrendous - you'll starve, and if you've got any kids, they'll be skinny.
Good luck.