Build Charts - Loose Companies

[cryzy8]

Hi,

I wanted some suggestions on where you think to place someone for a Life (term) policy with these conditions. I'm looking for companies that are generous on the build chart. Thanks

Married Couple (43yo and 47yo) with 2 children.

Man - 5'7" 276lbs (no medical or other condition)
Wife - 5'8" 300lbs (some hospitalization 5+ years ago)

They want insurance for at least the man $300k. Is there some way way of getting creative here???

(obviously there are other factors and details you don't have but just wanted some suggestions as to how you might approach this)

Thanks

 

[tlmarketing]

I would go to Prudential for both.

Him - 5'-7" - Table B cutoff is 274 pounds, Table C is 287 pounds.

Her - 5'-8" - Table C cutoff is 295, Table D cutoff is 308 pounds

 

[taz]

Look at United of Omaha's FIT program and see if they would qualify for a table decrease. They also have a liberal table as well.

 

[cryzy8]

Thanks TAZ and tlmarketing!

I'm headed there now



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I would go to Prudential for both.

Him - 5'-7" - Table B cutoff is 274 pounds, Table C is 287 pounds.

Her - 5'-8" - Table C cutoff is 295, Table D cutoff is 308 pounds