Buy Term And Invest The Difference

What most people fail to recognize is that there are some very legitimate reasons to carry permanent insurance into your retirement years, even if you are not subject to estate taxes. Most people focus on accumulation of assets and forget about the distribution. However, when it comes to retirement, it's all about generating an income off your assets that you will not outlive.
 
From the article is says he's 64 with a 47 year old wife. Now that's noteworthy. To go off subject for a slight minute in your opinion what's too much of a age difference. Is 60 year old man and a 22 year old female too much of an age difference?
 
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