I think most people looking at a critical illness policy are thinking of cancer but it's hard to get excited about a policy that only pays 25% if the cancer hasn't spread. Am I missing something? It seems like a rip to me.
It's almost like a pseudo-LI policy, as a cancer that has spread doesn't bode well for your longevity. The other conditions like stroke, dementia, heart attack are really limited by the protection to age 64.
It's almost like a pseudo-LI policy, as a cancer that has spread doesn't bode well for your longevity. The other conditions like stroke, dementia, heart attack are really limited by the protection to age 64.
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