neighbor's irrigation broke and over the course of 5 hours dumped into my backyard and crawlspace under my house.
damages to my crawlspace amount to $2200; my deductible is $2500.
I filed against my neighbor's insurance (Farmers) and their finding is that they are not legally liable for damages - no one was at fault.
Correct - it was an accident ! but isn't this why we buy insurance ? what a warped legal system to turn this into an issue of negligence !
I will ask, but don't expect to get damage costs covered by my neighbor. But why should I pay ?
$2200 doesn't seem like enough to get an attorney involved.
Seems my last (and only) option is Small Claims court - is this even a worthwhile option to take ?
damages to my crawlspace amount to $2200; my deductible is $2500.
I filed against my neighbor's insurance (Farmers) and their finding is that they are not legally liable for damages - no one was at fault.
Correct - it was an accident ! but isn't this why we buy insurance ? what a warped legal system to turn this into an issue of negligence !
I will ask, but don't expect to get damage costs covered by my neighbor. But why should I pay ?
$2200 doesn't seem like enough to get an attorney involved.
Seems my last (and only) option is Small Claims court - is this even a worthwhile option to take ?