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I got laid off and lost my group plan covering me and my wife. She is 56 and on SS disability. We have not had Part B for her since we had the group coverage.
Rather than going back to work for a company I am making a commitment to being an independent FE agent. Initially, thought we would get me an Obamacare plan and her a MAPD plan. But COBRA for the two of us is actually several hundred dollars a month less than me doing an individual plan, starting Plan B for her and the MAPD.
At first I thought COBRA would be the best choice for the next 18 months and then set up the individual coverage for each of us. But from reading thru the Medicare & You booklet it seems like there might be some problems getting her covered immediately after the COBRA runs out.
Is it more prudent to start her on Part B and a MAPD or Med sup now? Are we setting ourselves up for problems trying to get her covered immediately after COBRA if we go the COBRA route?
Rather than going back to work for a company I am making a commitment to being an independent FE agent. Initially, thought we would get me an Obamacare plan and her a MAPD plan. But COBRA for the two of us is actually several hundred dollars a month less than me doing an individual plan, starting Plan B for her and the MAPD.
At first I thought COBRA would be the best choice for the next 18 months and then set up the individual coverage for each of us. But from reading thru the Medicare & You booklet it seems like there might be some problems getting her covered immediately after the COBRA runs out.
Is it more prudent to start her on Part B and a MAPD or Med sup now? Are we setting ourselves up for problems trying to get her covered immediately after COBRA if we go the COBRA route?