Ferrari
Expert
- 23
Rookie here. Love the forum and reading a lot and will continue to do that.
I have also learned that going indy from scratch without being a member of a cluster it's hard to get appointed by P&C carriers.
0 book of business and plan is to work from home to avoid office overhead cost.
Many of you have years of business experience running your agency. So I am wondering if any of you is/was affiliated with clusters like: Insurance Noodle, Smart Choice, SIAA, Agent Secure, Iroquois Group, Superior Access... etc.
I don't have expierience with any of these companies.
My main points of concern are:
1. Book of business ownership
2. Start up or monthly program fees/Commission split
3. Access to Carriers with binding authority
4. Product availability (Illinois)
5. Transition into my own direct appointments (later)
6. E&O requirements
...
Pros and cons.
If there is side by side comparison in one single topic, then I am sorry for opening fresh thread and please point me to the right direction.
Thank you.
I have also learned that going indy from scratch without being a member of a cluster it's hard to get appointed by P&C carriers.
0 book of business and plan is to work from home to avoid office overhead cost.
Many of you have years of business experience running your agency. So I am wondering if any of you is/was affiliated with clusters like: Insurance Noodle, Smart Choice, SIAA, Agent Secure, Iroquois Group, Superior Access... etc.
I don't have expierience with any of these companies.
My main points of concern are:
1. Book of business ownership
2. Start up or monthly program fees/Commission split
3. Access to Carriers with binding authority
4. Product availability (Illinois)
5. Transition into my own direct appointments (later)
6. E&O requirements
...
Pros and cons.
If there is side by side comparison in one single topic, then I am sorry for opening fresh thread and please point me to the right direction.
Thank you.
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