With 2020 fast approaching, I have been starting to think about the future of Medicare sales for those of us who participate in that market. Can anyone with a bit more insight than myself elaborate on what the ACTUAL chances of Universal Healthcare (I refuse to call it M4A, as that is an inherently misleading term unless you are actually referring to giving the red white and blue card to everyone) being enacted any time soon are? MAPD sales have become a huge part of my income and I really don't know what the future holds. I have heard some people say its inevitable, while others believe the insurance companies would never let that happen. I am only in my 20s, so I have an entire career to plan for. Of course none of us know any certainties, but any insight at all would be appreciated.