Constructive criticism about the forum

[somarco]

Is that Zombie John with his hairpiece?

Really sorry I missed that.

 

[insuremojo]

Anybody we know?

Yup...

 

[somarco]

You don't see an honesty or ethical issue here?

No, Spooky Old Al, I don't.

Recruiters (at least the smart ones) have contracts that cover them out the ying yang. They will throw in non-competes and chargebacks to keep your block around long enough to recoup and then some.

And if you think they wont come after you, you are wrong.

I worked for various carriers for 18 yrs and never once broke the rules. My only regret is that I did not leave the carrier side sooner to go out on my own.

I figure I don't owe them a thing for the training and exposure I received. But I could sure make a case for them owing me money.

One in particular cost me $20k in hard money and another $50k+ in lost earnings from fighting them on a nonsense non-compete legal battle.

if I had gone captive or even semi captive (as I am now 1099 with a captive agency with a brokerage) when I had started I would be far ahead of where I am now.

That alone speaks volumes.

 

[bill3173]

"What about the millions of dollars that new agents leave on the books of these captive companies nationwide, a great deal of which the renewals are taken "in house" upon his departure."

True. But once you are beyond the non-compete time period, they can be your clients again.

Yes this is true. Some people make a living by moving from one captive agency to the next rolling business. Some independents do this as well, from some of the posts that I've read.

Anyway, whole 'nother discussion. Thanks for not putting me on "ignore".

 

[Colorado Newbie]

I just want to say that I love you all!!!!!!!!!!!

 

[The Rabbi]

Selective memory once again.

I actually asked you how you could expect to be an expert on New Mexico health insurance, and you replied with some stuff you looked up on ehealth.com.

My objection, if you recall correctly, was with having you continuously sell yourself on this forum, and being a moderator at the same time.

As I've said before, I do NOT believe that newbies should attempt to go independent, out-of-the-box with no experience.

I mean really, in what profession do people go into business for themselves, with no experience.

Recipe for disaster, notwithstanding the $20 a month (only $199 annually!) fee.

Watch the restaurants go in and out of business. The places are filthy, the staff indifferent and the food pathetic. Most new businesses fail within the first three years. And the reason they fail? No experience. No people skills. Not enough capitol.

The smart person gets some experience working for another. A professional salesman can read product brochures and this forum and go to work. I did it.

 

[moonlightandmargaritas]

The places are filthy, the staff indifferent and the food pathetic.

A recent visit to New York City Rabbi?

 

[SportsNut]

A recent visit to New York City Rabbi?

Maybe it has been a while since have been to the Big Apple...? It has changed quite a bit since the stigma days of filth, dirt and crime... Sure, they still have some of all of the above, but... the number of people / density... pretty amazing place...

Married on the upper east side 20 yrs ago... and been back many times to commemorate that great event. Enjoy going back every time.

 

[InsuranceBenefitsGroup]

Selective memory once again.

I actually asked you how you could expect to be an expert on New Mexico health insurance, and you replied with some stuff you looked up on ehealth.com.

My objection, if you recall correctly, was with having you continuously sell yourself on this forum, and being a moderator at the same time.

As I've said before, I do NOT believe that newbies should attempt to go independent, out-of-the-box with no experience.

I mean really, in what profession do people go into business for themselves, with no experience.

Recipe for disaster, notwithstanding the $20 a month (only $199 annually!) fee.

I've taken some jabs at Paul before, sorry fellow Floridian.
I agree 110%. You don't just become independent. 99% of my guys were recruited from captive operations. Maybe 85%, the rest are just good salespeople that get it.

 

[moonlightandmargaritas]

Maybe it has been a while since have been to the Big Apple...?

Thankfully, yes.

First prize, a week in NYC. Second prize TWO weeks in NYC...