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Daily Opiod Use and Med Supps

Northeast Agent

Guru
1000 Post Club
2,078
Pennsylvania
Prospective couple with Supps that have gotten too expensive.

Both seem relatively healthy except for some arthritis in their joints. The husband was hospitalized for sciatic pain last year. They've been using oxycodone as needed for the past few years.

I called Allstate's uw this morning and was told they're OK with opiod use for a few weeks after surgery, but is a decline otherwise.

Will any carriers accept this without being rated up?
 
Prospective couple with Supps that have gotten too expensive.

Both seem relatively healthy except for some arthritis in their joints. The husband was hospitalized for sciatic pain last year. They've been using oxycodone as needed for the past few years.

I called Allstate's uw this morning and was told they're OK with opiod use for a few weeks after surgery, but is a decline otherwise.

Will any carriers accept this without being rated up?
Prospective couple with Supps that have gotten too expensive.

Both seem relatively healthy except for some arthritis in their joints. The husband was hospitalized for sciatic pain last year. They've been using oxycodone as needed for the past few years.

I called Allstate's uw this morning and was told they're OK with opiod use for a few weeks after surgery, but is a decline otherwise.

Will any carriers accept this without being rated up?
Looks like that's a no.
 
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