Googly Moogly
Expert
- 79
xrac,
What part of Ramsey's advice do you find incorrect, except the fact that you believe WL is more the answer than term. I work with many physicians and the vast majority would be much better off if they did follow his advice.
Doctors are perfect clients for whole life. The cash value is flexible and creditor proof.....you can take loans out against the cv in case you need the cash flow......and some policies pay out dividends and interest as if the cash is still in the acccount.