InsuranceGuy29
Guru
- 909
Before I became an agent I volunteered at SHIP. Cutting that will be stabbing agents in the knee cap. Much of what I dealt with then was basic information, educating people about rules, what different types of "programs" there were and differences between them, deadlines, things they needed to think though before they made a decision. If agents had that added to their work load we'd be spending far more time than we do now with very basic education. Yes clients still ask us some of those questions but you'd get far more of them doing that and asking more questions than they already do. There is a place for SHIP. Not everyone uses them - far from that - but what they do is important and does take a load off of agents.
Education on basic medicare can be obtained with a 7 minute video on the internet. This education is any standard part of an agent's presentation for supplemental policies anyway. What people really need help with (on an ongoing basis) are the supplemental policies.
Even more than the money, the main issue I have with them is they are always on forums (especially commieville reddit) telling people not go to independent agents, because God forbid "Daddy government" doesn't control absolutely everything.
Many state exchanges with government workers are like this. The far left government navigators of my state were asking my Medicare clients if they "reeeeeeally wanted a private Medicare policy????" They were trying to scare them away from it.
Many of these people are extremist far left radical political ideologues, and they simply hate the existence of insurance agents. Insurance agents who help these people FAAAAAR more than SHIP volunteers or navigators do.