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They don't ask about it on the application, and it says decline if they use oxygen in the underwriting guide, but otherwise I am wondering if they will take it. The lady does not smoke and only uses spiriva and advair. Any thoughts?
Don't they ask on the 2nd set of questions? To qualify at the higher rates?
They don't ask about it on the application, and it says decline if they use oxygen in the underwriting guide, but otherwise I am wondering if they will take it. The lady does not smoke and only uses spiriva and advair. Any thoughts?
That is their niche. I believe she would qualify for Aetna too.
I haven't used Aetna for med supps yet, but they recently came in Ohio with some phenomenal G rates. Have they ironed out the eapp yet?
The only issue I have with Aetna (and it's not a game changer by any means) is that their application is way too long. There are significantly more health questions than any other carrier AND, once we have completed the app., an Aetna underwritter calls and asks the same questions all over again.
Kinda tough on the applicants in my opinion.
No other issuea with them at all.
I agree, 30-45 minute telephone interview. I actually sat in on one, a little too much IMO. But I'll still submit business!The only issue I have with Aetna (and it's not a game changer by any means) is that their application is way too long. There are significantly more health questions than any other carrier AND, once we have completed the app., an Aetna underwritter calls and asks the same questions all over again.
Kinda tough on the applicants in my opinion.
No other issuea with them at all.