If you are a Farmers agent do you know how the 21st Century deal works? You are forbidden to solicit an existing 21st Century auto client, ok sounds reasonable. Until...you understand that 21stCentury is ready, willing, and more than happy to steal your existing Farmers auto client. Farmers has no problem with 21st Century picking off your accounts, one by one with deceptive trade practices. Call them and get a quote for yourself, see what you get. Here's what I got. I called and they told me they were cheaper because they eliminate the middleman (the low life agent), then they give you prices based on the coverage you indicate you want. When it's considerably cheaper you go what the heck, right? Ok, keep following me... Today I got an email rehashing the coverage and price hounding me to write the account. Funny thing is what they show as coverage that was quoted is NOTHING like what I had asked for during the phone process. When I edited the quote to match what I asked for from the begining, their rates actually came up with was $75 for 6 month term higher than my Farmers policy.
So they totally misrepresented the coverage they were quoting, they are ready to steal your existing business with Farmers blessing, and they have Farmers brand smeared all over their phone greeting and email solicitations which I've now gotten 3 of since yesterday.
Now, here's the best of all. When the quote is not taken they will send it out as a Quote Not Taken to a Farmers agent to try to write the account. Keep in mind that I already disclosed to them that I am already with Farmers Insurance so when they send this Quote Not Taken lead to an agent, it will not be the same agent that already has the account in their book of business.
So if you are a Farmers agent you are fighting every competitor with a license to sell, you're fighting 21st Century which is a wholly owned subsidiary of your company who mandates loyalty to them and promises termination if you write outside business, and you have to contend with other Farmers agents contacting your existing customer...what is wrong with this picture????? If you doubt what I'm telling you, give it a try, call 21st Century at 800-493-9489 and taste the sales pitch they put on you, you can't wash it off with soap and water.
Then wait for your email, see if the coverage they quote you on paper matches what they quote you on the phone. Perhaps my quote was a fluke but one must wonder when there are very few ethics involved in this partnership.
Meanwhile, sit back and watch your PIF dwindle and with that so goes your opportunities for achievement clubs, profitability bonus, and contract value. I'm sure it's totally accidental.
So they totally misrepresented the coverage they were quoting, they are ready to steal your existing business with Farmers blessing, and they have Farmers brand smeared all over their phone greeting and email solicitations which I've now gotten 3 of since yesterday.
Now, here's the best of all. When the quote is not taken they will send it out as a Quote Not Taken to a Farmers agent to try to write the account. Keep in mind that I already disclosed to them that I am already with Farmers Insurance so when they send this Quote Not Taken lead to an agent, it will not be the same agent that already has the account in their book of business.
So if you are a Farmers agent you are fighting every competitor with a license to sell, you're fighting 21st Century which is a wholly owned subsidiary of your company who mandates loyalty to them and promises termination if you write outside business, and you have to contend with other Farmers agents contacting your existing customer...what is wrong with this picture????? If you doubt what I'm telling you, give it a try, call 21st Century at 800-493-9489 and taste the sales pitch they put on you, you can't wash it off with soap and water.
Then wait for your email, see if the coverage they quote you on paper matches what they quote you on the phone. Perhaps my quote was a fluke but one must wonder when there are very few ethics involved in this partnership.
Meanwhile, sit back and watch your PIF dwindle and with that so goes your opportunities for achievement clubs, profitability bonus, and contract value. I'm sure it's totally accidental.
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