Federal Life shows up on FEXquotes with really good rates... sometimes the very lowest in TN >> Does anyone know anything about the company and the product? Is it a SIWL product or more tuned toward FU? I see on the pdf provided by FEX quotes that is an interest sensitive WL..
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Federal Life Info Wanted
- Thread starter rousemark
- Start date
- 5,824
Great company! When I started with them they had Term ROP and a decent FEX product. The short... things change.
No Term products, FEX needs reasonable clean prospects and I haven't written it since they overhauled it. They have a WL plan that is good for younger folks (decent CV build). I still use thier annuities for ease of issue.
Small company with a great back office that services agents very well. In a way, that Transamerica could only dream of doing.
Worth the time to investigate. Let me know and I can give you a name and number to call.
No Term products, FEX needs reasonable clean prospects and I haven't written it since they overhauled it. They have a WL plan that is good for younger folks (decent CV build). I still use thier annuities for ease of issue.
Small company with a great back office that services agents very well. In a way, that Transamerica could only dream of doing.
Worth the time to investigate. Let me know and I can give you a name and number to call.
- 29,592
Rates don't look that good to me. They're priced a little behind Accendo and Foresters.
- 5,824
Comp has changed on thier FEX product as well.
- Thread starter
- #5
Male age 70NS $55.55, Female $49.39.. Male is the best rate in TN, even cheaper than KSKJ. Female is only 30 cents more than KSKJ. Certainly not in the Accendo area.
- 29,592
That's odd. I'm coming up with $78.08 M and $56.62 F for a $10K policy.
- 5,824
Louis are you quoting the CIT product?
- Thread starter
- #8
That is what the quoter shows..
- 5,824
CIT is fully underwritten.
- 29,592
Those are good rates for fully UW, even beats Sons of Norway.
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