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Is there a tool out there that will help a client or an agent compare policies with different deductibles?
I've found it hard to get prospective clients who are used to low deductible co-pay plans to consider HSAs and other high deductible plans. I got sick of hand calculating various scenarios.
I'm almost finished writing a web-based program that will show how much a policy will cost them when you add up the premium and the cost-shares.
If you want to link to a version of my program (for free) - that has my logo removed - PM me.
Basically the program asks for the premium and the cost-shares of the plans a client is considering and then asks for their predictions regarding costs in the doctors' office, pharmacy and hospital. Then the program will tell them how much they will spend when you add the premium, the deductibles the co-insurance and the co-pays.
Please let me know if you are aware of another site that has something similar. before I finish coding the pages, I want to see if somebody else has a feature I've missed.
I've found it hard to get prospective clients who are used to low deductible co-pay plans to consider HSAs and other high deductible plans. I got sick of hand calculating various scenarios.
I'm almost finished writing a web-based program that will show how much a policy will cost them when you add up the premium and the cost-shares.

Basically the program asks for the premium and the cost-shares of the plans a client is considering and then asks for their predictions regarding costs in the doctors' office, pharmacy and hospital. Then the program will tell them how much they will spend when you add the premium, the deductibles the co-insurance and the co-pays.
Please let me know if you are aware of another site that has something similar. before I finish coding the pages, I want to see if somebody else has a feature I've missed.
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