Just curious a how others feel about the new Genworth application with NO section for medications, doctor information, or any medical conditions other than the knock outs. All subsequent medical info will be gathered by an indifferent paramed nurse in the future.
There is a process called TrueView where the agent is supposed to ask some questions about ht/wt, any bad meds, look for uninsurable conditions......but nothing to write down. So, you apparently have to use your experience to remember what to ask.
I know they are simply following the life insurance model....and it sure makes for a simple application. I would think it can easily increase your decline rate with a few more surprises if you are not careful.
There is a process called TrueView where the agent is supposed to ask some questions about ht/wt, any bad meds, look for uninsurable conditions......but nothing to write down. So, you apparently have to use your experience to remember what to ask.
I know they are simply following the life insurance model....and it sure makes for a simple application. I would think it can easily increase your decline rate with a few more surprises if you are not careful.
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