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I googled Texas Dept of Insurance GI Med supp. Apparently, Texas is a state that recognizes INVOLUNTARY or VOLUNTARY. My buddy in Ariz says that Ariz is ONLY involuntary. I never knew about these distinctions.
Same with smoking status for GI’s and new to Medicare. In some states everyone gets non-smoker rate. In others, smokers get tobacco rate. You have to learn these details for the states that you are selling in.