Hi all,
I'm in a pretty crappy situation, I was coming back from Mexico from vacation, my car was parked on the road (it has liability insurance) and someone hit it in a truck and totaled it out. It broke the truck's wheel from the axle and they continued to try and drive away, after about 100 feet of grinding down the pavement, they took off on foot, witnesses say that it was a male running, the truck is registered to a female. I waited for the police report, submitted it to their insurance (State Farm) and I heard back a day after saying they're doing an investigation on the claim because the truck was reported as stolen. I called the local police department and they "claim" to have no report of that. So, I'm in a limbo right now of my vehicle not being covered and of course their insurance isn't helpful whatsoever. I was hoping for any advice or people who have been involved in this situation who may be able to help out?
P.S. I also know, I should've had full coverage, completely my fault, but I'm a college student and it wasn't super feasible on costs.
I'm in a pretty crappy situation, I was coming back from Mexico from vacation, my car was parked on the road (it has liability insurance) and someone hit it in a truck and totaled it out. It broke the truck's wheel from the axle and they continued to try and drive away, after about 100 feet of grinding down the pavement, they took off on foot, witnesses say that it was a male running, the truck is registered to a female. I waited for the police report, submitted it to their insurance (State Farm) and I heard back a day after saying they're doing an investigation on the claim because the truck was reported as stolen. I called the local police department and they "claim" to have no report of that. So, I'm in a limbo right now of my vehicle not being covered and of course their insurance isn't helpful whatsoever. I was hoping for any advice or people who have been involved in this situation who may be able to help out?
P.S. I also know, I should've had full coverage, completely my fault, but I'm a college student and it wasn't super feasible on costs.