That is exactly how I understand it and have been taught. They have to go back to their original Med Sup plan and company. You hit the nail on the head (I mean head on the nail) with the fact that they can not go to a Med Sup GI if they first signed up with an MA and did not have a Med Sup. If in doubt you should sign them up with a Med Sup when they age in at IEP.
Help! Sep problem
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That is exactly how I understand it and have been taught. They have to go back to their original Med Sup plan and company. You hit the nail on the head (I mean head on the nail) with the fact that they can not go to a Med Sup GI if they first signed up with an MA and did not have a Med Sup. If in doubt you should sign them up with a Med Sup when they age in at IEP.
Okay, guys. Here it is: They are leaving the Medicare Advantage HEALTH PLAN to go back to the ORIGINAL MEDICARE HEALTH PLAN. From there, you buy a Medigap/Med Sup. Med Sups are SUPPLEMENTAL POLICIES, MAs are HEALTH PLANS.
When one elects to enter an MA plan turning 65, they don't have a Med Sup to go back to because they are exercising a first time option. Because of this, CMS provides a safety net for those people and if they are not satisfied with the MA plan, they can go back to the Original Medicare PLAN just as if they were turning 65 again. Now they have all the Med Sup options under GI just as if they never went with a MA. This is only true for those T-65s that never had a Med Sup before. That's why the trial right #4 is written the way it is.
Look at the difference with trial right #5. This is for those who HAD a Med Sup POLICY and then changed their minds and wanted to go back. These folks can get their ORIGINAL MED SUP POLICY back.
When one elects to enter an MA plan turning 65, they don't have a Med Sup to go back to because they are exercising a first time option. Because of this, CMS provides a safety net for those people and if they are not satisfied with the MA plan, they can go back to the Original Medicare PLAN just as if they were turning 65 again. Now they have all the Med Sup options under GI just as if they never went with a MA. This is only true for those T-65s that never had a Med Sup before. That's why the trial right #4 is written the way it is.
Look at the difference with trial right #5. This is for those who HAD a Med Sup POLICY and then changed their minds and wanted to go back. These folks can get their ORIGINAL MED SUP POLICY back.
