Helped Needed....does Anyone Offer 100k Second-to-die?

[InsuranceMonkey]

I also know there are situations where 2nd-to-die is the default consideration yet a single-life option works just as well. And in this case, it seems that a 2nd-to-die at 100k is harder to find than a single-life policy.

I agree. 2nd to die has a place and purpose like many products, and I've certainly seen it defaulted to when other options may have required more thought and work, but been financially more appropriate.

As a wealth transfer product, I've never really seen small face amounts on it. They tend to be submitted as large, even Jumbo cases.