Fire_Hydrant
New Member
- 1
Hey guys and gals,
I was in a private gated subdivision working earlier today and I accidentally backed into a fire hydrant going very slowly. There was zero damage to the hydrant or anything on the street/property, just damage to my vehicle. After getting some estimates, the damage to my truck is worse than I thought and so now I want to file a claim with my insurance company.
My concern is that considered a hit and run? Can I get in trouble with either the insurance or the police for simply not contacting them and filing a police report while on the scene? I have nothing to hide about the accident except that I did not call anyone before I left the scene. Would never leave a scene if someone else was involved. There was nobody around when it happened so I don't even know who I would have talked to (without trespassing) when I hit the hydrant as it happened in a very small rural community with homes spread out on large acreage properties. Again no damage to anything but my own vehicle.
What will the insurance company do if I file a claim. Can I get in trouble via the insurance company with the law for not reporting it while on the scene? Thanks so much for any input.
I was in a private gated subdivision working earlier today and I accidentally backed into a fire hydrant going very slowly. There was zero damage to the hydrant or anything on the street/property, just damage to my vehicle. After getting some estimates, the damage to my truck is worse than I thought and so now I want to file a claim with my insurance company.
My concern is that considered a hit and run? Can I get in trouble with either the insurance or the police for simply not contacting them and filing a police report while on the scene? I have nothing to hide about the accident except that I did not call anyone before I left the scene. Would never leave a scene if someone else was involved. There was nobody around when it happened so I don't even know who I would have talked to (without trespassing) when I hit the hydrant as it happened in a very small rural community with homes spread out on large acreage properties. Again no damage to anything but my own vehicle.
What will the insurance company do if I file a claim. Can I get in trouble via the insurance company with the law for not reporting it while on the scene? Thanks so much for any input.