katielee102
New Member
- 1
Good afternoon,
I am in need of advice, I have been looking around all day to try to figure out what I can do. We currently have State Farm as our home owners insurance. Recently our dog, who is ten years old and has NEVER been anything but a sweet, laid back dog, got upset jumped the fence and got into a fight with another dog whose owner was walking. The owner broke up the fight and got bitten by our dog in the process. She had to go to the hospital because there was broken skin. There were no stiches, etc needed but our homeowners will be paying for the medical bills (shots and followup, lost day of work).
They are not suing us and we are not having any other issues, we have spoken to them and all they want is payment for medical bills. We are keeping careful watch and taking precautions with our dog. We had just moved and believe he was very stressed and trying to adjust.
Come to the present day: we get a letter from State Farm requesting we remove the dog from the property. Honestly, we are not going to do this. The neighbor he bit has been over to see him, as well as animal control and everyone admits it was a freak thing. But...what can do we. should we assume they are going to drop us from their coverage? Can they do this since we already paid for a full year?
Does anyone know of homeowners insurance companies that will cover us after this incident or any ideas or similar stories?
Thank you so much for your help, this is certainly causing a lot of stress!
I am in need of advice, I have been looking around all day to try to figure out what I can do. We currently have State Farm as our home owners insurance. Recently our dog, who is ten years old and has NEVER been anything but a sweet, laid back dog, got upset jumped the fence and got into a fight with another dog whose owner was walking. The owner broke up the fight and got bitten by our dog in the process. She had to go to the hospital because there was broken skin. There were no stiches, etc needed but our homeowners will be paying for the medical bills (shots and followup, lost day of work).
They are not suing us and we are not having any other issues, we have spoken to them and all they want is payment for medical bills. We are keeping careful watch and taking precautions with our dog. We had just moved and believe he was very stressed and trying to adjust.
Come to the present day: we get a letter from State Farm requesting we remove the dog from the property. Honestly, we are not going to do this. The neighbor he bit has been over to see him, as well as animal control and everyone admits it was a freak thing. But...what can do we. should we assume they are going to drop us from their coverage? Can they do this since we already paid for a full year?
Does anyone know of homeowners insurance companies that will cover us after this incident or any ideas or similar stories?
Thank you so much for your help, this is certainly causing a lot of stress!