My book is mostly non-standard. Its like a revolving door around here, loose customers, write new customers, loose more customers.
The bulk of my customers are all one paycheck away from financial meltdown. They finance 15 year old Fords from buy here pay heres. Or they own outright a 1995 Honda. The cars break down and end up being junked and they can't afford a new one. Or it gets repossessed. I had to institute a new rule that after I re-write your policy 3 times if it cancels again for non- pay we don't want you. Referrals are our bread and butter around here but when your clients are poor so are their referrals. We spend so much time servicing and doing collection work it is crazy. My commercial accounts are not much better either and really small like $500-800 year premiums.
How do you get the married middle class homeowners with two cars and the responsible people who pay for their insurance before upgrading to the new iPhone 6?
The bulk of my customers are all one paycheck away from financial meltdown. They finance 15 year old Fords from buy here pay heres. Or they own outright a 1995 Honda. The cars break down and end up being junked and they can't afford a new one. Or it gets repossessed. I had to institute a new rule that after I re-write your policy 3 times if it cancels again for non- pay we don't want you. Referrals are our bread and butter around here but when your clients are poor so are their referrals. We spend so much time servicing and doing collection work it is crazy. My commercial accounts are not much better either and really small like $500-800 year premiums.
How do you get the married middle class homeowners with two cars and the responsible people who pay for their insurance before upgrading to the new iPhone 6?
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