LMGInsurance
New Member
- 10
Background info on me: I have been a Health & Life Agent since 2009 with various insurance agencies in the South Florida area. I have decided to go independent.
I am currently looking for an FMO. What should I be looking for in an FMO? I understand that I want an FMO that provides a good commission structure. I also, would like one that has a lead generation program. (Am I asking too much?) I am appointed with several carriers already but I need an FMO that has contracts with major medical health insurance companies on the marketplace and off the marketplace policies, idemnity plans and limited benefit plans, short term medical insurance, ancillary products (i.e. critical illness, accident, dental, vision) and perhaps life insurance (I have never sold life insurance but I would be interested in training and starting). I looked at the Life and Health IMO/FMO/MGA Directory on this website and there are about thirty companies listed that say they are involved in health insurance. I want to call each of these companies and interview them but before I do, I want to know what kinds of questions should I be asking when I interview them? Are there other FMOs that I should be considering that aren't listed on this website's directory? I want to leave no stone unturned!
I am currently looking for an FMO. What should I be looking for in an FMO? I understand that I want an FMO that provides a good commission structure. I also, would like one that has a lead generation program. (Am I asking too much?) I am appointed with several carriers already but I need an FMO that has contracts with major medical health insurance companies on the marketplace and off the marketplace policies, idemnity plans and limited benefit plans, short term medical insurance, ancillary products (i.e. critical illness, accident, dental, vision) and perhaps life insurance (I have never sold life insurance but I would be interested in training and starting). I looked at the Life and Health IMO/FMO/MGA Directory on this website and there are about thirty companies listed that say they are involved in health insurance. I want to call each of these companies and interview them but before I do, I want to know what kinds of questions should I be asking when I interview them? Are there other FMOs that I should be considering that aren't listed on this website's directory? I want to leave no stone unturned!