HSA - Embedded Deductibles vs Family Deductible

[Guest]

Re: Offer for Al

Al:

I've been hard on you because you are so damn pompus about your beliefs.

I don't know. I think you're hard on me because that is the way you are. You are hard on everyone. It's you. It's OK. I don't scare that easily. I'm married for 26 years!

You constantly let all of us know that you are wealthy and know better than real insurance agents.

OK, I'm poor as a church-mouse and don't know the first damn thing about insurance. Feel better now? We even?

Fly into Burbank airport, I'll pick you up. I'll spring for lunch and teach you why your ideas are wrong.

I should fly three and a half hours round trip so that you can beat the crap out of me over lunch? I like the idea of the free lunch. It's the beating I'm going to get that sort of dissuades me!

You have obviously been taught insurance by company reps who also don't understand insurance.

Maybe. My late father was in insurance for 50 years. Started out with Equitable Life Assurance (yes they used to spell it with an 'A'). Personally I think I had a pretty good teacher.

This is the best offer you'll ever get. But only if you really want to learn how to help your clients get real value.

Thanks for the offer. But we're poles apart on how we view this industry, how to sell the products and even on what products have value or don't have value. We would spend the entire time arguing. You would not convince me... nor would I convince you. We'd both drink a lot of Scotch, and I'd end up with the hangover (in the lavatory!) on the plane while you get to swim it off in your pool.

There will come a time for us to meet meet, but this is not it.

Al

 

[Guest]

Really?

You do a great impression of someone who actually hates what they do. Kind of a Walter Matthau type.

Now I know why you have this really thriving practice as a psychologist. That diploma from the Bob Hartley School of Psychotherapy has worked well for you.

Al

 

[Crabcake Johnny]

Al, I think you selling health insurance would have been a bit like Ralph Nader selling cars in the 60's.

 

[Guest]

Al, I think you selling health insurance would have been a bit like Ralph Nader selling cars in the 60's.

Ralph sure helped sell a lot of cars... for Toyota and Datsun (what it was called then) and VW.

I sell health insurance by telling the truth about this business and the industry. It works for me in my area and my client sector.. with the way I do it.

YMMV.

Al

 

[Crabcake Johnny]

I deeply respect Ralph and he did indeed help change the entire auto industry - but he didn't do it by selling cars.