I have a client who just emailed me about this. Her husband is a 52 year old non-smoking male, with mildly hbp and mildly overweight. They just received a quote for Universal Life through Protective Life, out of Birmingham, Alabama.
For a $500,000 death benefit, they were quoted $100/month.
How can this be so cheap? What is the catch? I have previously only sold Whole Life, but I don't see how any kind of Life can be so cheap for $500,000 death benefit. She has asked me if I can beat this quote. I don't even know where to start....would appreciating input and feedback.
For a $500,000 death benefit, they were quoted $100/month.
How can this be so cheap? What is the catch? I have previously only sold Whole Life, but I don't see how any kind of Life can be so cheap for $500,000 death benefit. She has asked me if I can beat this quote. I don't even know where to start....would appreciating input and feedback.