I have been going through hell this year my son needs a surgery and has to go to children's hospital
Now I ended up signing up with the same company for HSA with same deductible and coinsurance as I do every year, Only it was a different network
I have been trying to get this covered and I have tried to get helathcare.gov to put me into the correct network
Originally I was told the deductible would not start over but network is not a valid reason to change plans
However after getting denied for network exception 2x I was told this was wrong to call healthcare.gov again
I was told this time it is valid but have to wait for approval However they are now saying that the deductible could restart
I have already almost paid the entire $1,350 out of pocket max, I cannot afford another 14K out of pocket
So if this is true I will stay in same plan and have to wait till next year for surgery no matter what
But others have said it will not start over
Now I ended up signing up with the same company for HSA with same deductible and coinsurance as I do every year, Only it was a different network
I have been trying to get this covered and I have tried to get helathcare.gov to put me into the correct network
Originally I was told the deductible would not start over but network is not a valid reason to change plans
However after getting denied for network exception 2x I was told this was wrong to call healthcare.gov again
I was told this time it is valid but have to wait for approval However they are now saying that the deductible could restart
I have already almost paid the entire $1,350 out of pocket max, I cannot afford another 14K out of pocket
So if this is true I will stay in same plan and have to wait till next year for surgery no matter what
But others have said it will not start over