If I understand correctly, a captive agent has a contract to sell insurance for only one company, correct? I assume the contract requires exclusivity and prohibits the agent from selling policies from other companies?
If one is an independent agent, you can sell for multiple companies, correct?
Finally, can an agent (indep or captive) sell him/herself life and/or health insurance? If I become a licensed agent, can I purchase a policy for myself through a company with which I am appointed?
If one is an independent agent, you can sell for multiple companies, correct?
Finally, can an agent (indep or captive) sell him/herself life and/or health insurance? If I become a licensed agent, can I purchase a policy for myself through a company with which I am appointed?