Is There a Guarenteed Issue Final Expence
- Thread starter SamIam
- Start date
- 20,061
There are only a couple of true GI plans out there. There are several that claim to be GI, but, ask questions anyway.
MoO is a true GI and the best priced. The insured has to be over 45 years old. Americo has a true GI for those over 50. It's very expensive. More than double the cost of MoO. Presidential has a near GI that work for your client as long as he is 40 years old.
Under 40, the offerings are even more limited.
- 2,024
Few graded policies exist, but the Americo product is probably the only option you would have in terms of true GI.
The Moo product is captive agent only from my understanding.
The Moo product is captive agent only from my understanding.
- 20,061
Yes, the MoO has to come directly from them. All it takes is a phone call.
- Thread starter
- #5
- 20,061
On price alone, no one will beat MoO. It's whole life that ROP plus 10% for the first two years.
$10,000 would cost a 52 year old male $36/mo. I believe they will go over $10,000 now.
It has to be purchased directly from MoO. 1-800-801-5207. It is a true GI. No questions asked at all, except of the most important one, "how you gonna pay for this?'
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