Kemper

[Agentguy5]

What attachment? So where would you go if a guy has colon cancer and COPD. CC was diagnosed 1 year ago so that's my only option

There is an attachment on the message I sent above/post #3, that shows Much better rates from competitive GI carriers!

 

[HoosierLife]

There is an attachment on the message I sent above/post #3, that shows Much better rates from competitive GI carriers!

Attachments don't show if you're using the app. Open it on a browser and you can see it.

 

[scott9178]

Lol I'm taking my Chance plus kemper doesn't advance until 1st payment clears anyhow

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Ok cool thank you

 

[moonlightandmargaritas]

Lol I'm taking my Chance plus kemper doesn't advance until 1st payment clears anyhow

A bright person wouldn't be worried about the 1st payment, they'd be worried
about the 5th...

 

[Newby]

Kemper the only GI product that advances??

Just go with Gerber. Much better price. And a recognized name.

Who cares about advances for GI?

 

[moonlightandmargaritas]

Who cares about advances for GI?

The broker-than-broke.

 

[Iwillpay]

And BOTH are just wayy OVERPRICED. See attachement! Dude, don't do that to your clients.

You also have to look at the age band and face amount.
Over 50 Vantis and Gerber are the best. However while Gerber face amount increases by $1,000, Vantis is by $5,000 increments so if it is $7,000 face amount policy then Gerber is the one.

Under 50,
Kemper and NGL , CFG, UHL are the ones available, under $5,000 only NGL, CFG are available.

 

[Newby]

You also have to look at the age band and face amount. Over 50 Vantis and Gerber are the best. However while Gerber face amount increases by $1,000, Vantis is by $5,000 increments so if it is $7,000 face amount policy then Gerber is the one. Under 50, Kemper and NGL , CFG, UHL are the ones available, under $5,000 only NGL, CFG are available.

I'm not familiar with any reason to write Vantis over Gerber anymore. They are priced nearly identical. Gerber pays 10% more commission. Gerber has less chargeback risk. Gerber is a recognized name. Gerber allows you to fine tune the face amount. What would be a reason to write Vantis?

 

[Agentguy5]

Attachments don't show if you're using the app. Open it on a browser and you can see it.

I see it, why can't anyone else see it? R U guys messin with me?

 

[SPUR CITY]

I'm not familiar with any reason to write Vantis over Gerber anymore. They are priced nearly identical. Gerber pays 10% more commission. Gerber has less chargeback risk. Gerber is a recognized name. Gerber allows you to fine tune the face amount. What would be a reason to write Vantis?

I only write Vantis when I'm having to stack a couple of G.I. policies due to larger face amounts.

Also, Vantis usually beats Gerber by a significant margin usually the 75+ males.

For instance a 78-year-old male looking at 15,000 with Vantis is $217 and Gerber is $262.


That's a pretty significant spread.


Of course rarely do I run into those cases but when I do it's nice to have.