Kemper

I only write Vantis when I'm having to stack a couple of G.I. policies due to larger face amounts. Also, Vantis usually beats Gerber by a significant margin usually the 75+ males. For instance a 78-year-old male looking at 15,000 with Vantis is $217 and Gerber is $262. That's a pretty significant spread. Of course rarely do I run into those cases but when I do it's nice to have.

That's a big difference for that age.
 
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