charleszubrod
Expert
- 28
What are the chances of getting 20 term for 48yr old femals with MD? Any suggestions on carriers?
Thank you!
Thank you!
LIfe Ins for Indiv with Muscular Dystrophy
- Thread starter charleszubrod
- Start date
could be anywhere from Std to decline per Transamerica:
Becker or limb girdle – T10 to Decline
Duchene – Decline
Dystrophia Myotonica – Decline
Facioscapulohumeral – Standard to T6
Mitochondrial – Standard to Decline
Myotonia Congenita – Standard
Periodic Paralysis – Standard to T2
Becker or limb girdle – T10 to Decline
Duchene – Decline
Dystrophia Myotonica – Decline
Facioscapulohumeral – Standard to T6
Mitochondrial – Standard to Decline
Myotonia Congenita – Standard
Periodic Paralysis – Standard to T2
Stevekobrin
Expert
MD can be serious, but people with it can get coverage. The key is finding an underwriter - not necessarily a carrier - who has a high degree of comfort underwriting this condition. All the carriers have guidelines, but an underwriter with experience with these cases will be able to work within the guidelines aggressively.
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