I am a new licensed agent and i have a friend who is says she is having trouble getting life insurance. She has been in a wheelchair for over 10 years due to a gunshot wound and is paralyzed from the waist down. She is 29 years old and only has a small amount of coverage on her job. She recently gave birth in October and she has a sense of urgency to get some additional life insurance. If several companies have turned her down, does this mean that most likely she will not be able to get coverage from any insurance co? Does anyone know who might take her, if any?