Link Exchange

joshril

Guru
1000 Post Club
I focus almost solely on health insurance. I do write the occasional life or accident plan, but health insurance is my bread and butter.

I'm looking to exchange web links with agents that primarily offer:

Financial services
P&C
Senior products

Ideally, I would like to link with someone that is in TX. Basically, I have a fairly new site, and I'm trying to build some backlinks, but I'd also like a place for people that stumble across my site to find resources for other types of insurance that I do not offer.

If anyone is interested, let me know. I'll place your link on my front page.

Thanks!
 
Josh, maybe exchange links with other health agents in other states? Just a thought.

Shoot me your website and I'll exchange with you. I'm in California.
 
Hey! I wish I was in Texas b/c I'd be up for that. I do have a friend down there who is an Allstate agent but has his own website, I can check with him. I'm in NY.
 
That makes sense JRoot. I'm happy to exchange with other health agents in other states as long as they're not licensed to sell health in TX.
 
I would love to exchange links. We are not in the health insurance field but we are into helping people free up money so that they can afford insurance. Let me know how you go about this.
 
I would love to exchange links. We are not in the health insurance field but we are into helping people free up money so that they can afford insurance. Let me know how you go about this.


I would like to know how you help people free up money?

Do you tell them to buy a honda instead of the mercedes or is it something else?
 
I would like to know how you help people free up money?

Do you tell them to buy a honda instead of the mercedes or is it something else?


In Denver there is an outfit that chrges 1450 for debt-reduction coaching. They are enrolling ~100 people a week.

One approach they take:

Get one credit card with no balance.
Get another line of credit - heloc, for ex.

Use cc to buy all gas, groceries, etc. You will pay this off in full every month. By using a cc for purchases, you create a 30-45 day float.

Take your smallest debt and pay it off with loc.

Other than mortgage, and expenses you cannot pay with cc, you will deposit all income into the loc as it comes in.

So first month you will use the money you would have spent on gas, groceries, etc, to pay down debt.

Month two you now have smaller debt payments due, so you pay the cc and still have extra to continue paying down debt.

As you pay off different debt, you will move the next one to the loc., take the extra money and apply to the remaining debt.

Unfortunately, they believe debt is bad and focus on how much compound interest you are paying above all else.

They wanted me to quick pay my student loans. Now my interest rate is less than 3%, so I will take my time paying it off. The longer I take to pay, inflation will eat away at the cost of the loan.
 
I would like to know how you help people free up money?

Do you tell them to buy a honda instead of the mercedes or is it something else?

Lew Nason, founder of Insurance Pro Shop, tells them one way to free up money is to increase their deductibles on other forms of insurance and use the savings to buy a cash-value life insurance. He hosts a seminar called Found Money Management (I have not been to it).

I understand the idea behind Missed Fortune is to refi or take out a HELOC and use the money to pay off credit card bills. That will free up money.
 
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