Hi, I see this has been asked before but it seems that it has been a while. I am looking into selling life and health independently for different carriers. I understand that I have to do so under an IMO. Any recommendations? I am not interested in MLM models, please. I have some call center experience but for the most part, I would need training. I spoke with a TruFinancial rep and the person said their model is for agents with some experience under their belt. Any and all suggestions would be appreciated. Thank you in advance.