LTC FMO's

[insurgal81]

Who is everyone using for LTC FMO's these days? I sold LTC in the past but definitely need guidance from a FMO. I am OK with street level commission. Or, is it best to go direct? I am looking at Mutual of Omaha, Thrivent, One America, Lincoln and NGL.

I was just quote 65% level for Mutual of Omaha in Illinois? I was told street level is 72% from a friend? Can anyone confirm this?

Thank you in advance for any help!

 

[Todd King]

Mutual doesn't really call any level "street", but yes, the 72.5% is the level that we and most IMOs give on that.

 

[ltcadviser]

Mutual doesn't really call any level "street", but yes, the 72.5% is the level that we and most IMOs give on that.

Nah, 80% FYC and 8% renewals is fair.

 

[Todd King]

Nah, 80% FYC and 8% renewals is fair.

Yeah right. GL with any agent getting that to start.

 

[ltcadviser]

Yeah right. GL with any agent getting that to start.

Guess you are greedy.

 

[DonP]

Guess you are greedy.

Couldn’t have said it better . I need no fmo for anything but a contract . I’ll be dammed if I don’t reduce his overide to the max . He makes free money off me . I don’t care about his risk with other agents . I’m risk free .

 

[Todd King]

Guess you are greedy.

Wow...guess you don't know me!

For your information, 85% is the top for MoO's LTC. That is Level 15. 80% is level 14 and I promise you that they don't hand that out willy nilly. I doubt very seriously that you even have that level!

 

[Tahoe Ray]

Wow...guess you don't know me!

For your information, 85% is the top for MoO's LTC. That is Level 15. 80% is level 14 and I promise you that they don't hand that out willy nilly. I doubt very seriously that you even have that level!

I'll bet he does.

 

[ltcadviser]

Wow...guess you don't know me!

For your information, 85% is the top for MoO's LTC. That is Level 15. 80% is level 14 and I promise you that they don't hand that out willy nilly. I doubt very seriously that you even have that level!

For my information? That’s the funniest thing I have read in my life.

 

[ltcadviser]

I'll bet he does.

Yes, Ray, you are correct. I have 85%. I will send you a George Pickens jersey for winning the bet. Send the bill to the King.