straightnochaser
Guru
- 571
By inference, you think a "lot" of MAPD folks are lefties?
I didn't say that. Feel free to answer my question though as I am genuinely curious.
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By inference, you think a "lot" of MAPD folks are lefties?
Once again I don't understand why a rich person has to take a Med Sup and a crappy PDP. They should take more expensive coverage with no other benefits just because they have money? It's like saying they should take a $0 deductible plan on their home and auto insurance because surely they can afford the higher premiums. Makes absolutely no sense.
That’s some mid level thinking
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Or common sense.
It’s all good until something major happens. Until then you’re a fucking genius, then when they need care it’s a mission
I am currently undergoing treatment for cancer. I am receiving both radiation and chemo. It sucks btw. Too young for Medicare, but I do have MM. I have been able to choose my doctor's. This isn't important for most people UNTIL IT IS. I get that some can't afford a supp premium. If they can't then hey MA is almost always superior to original Medicare. A person making 500k not getting a supplement is foolish.
That is not what a PPO means necessarily. At what cost? PPO does not mean you get to pick your own doctors and I really hope you are not telling people that.You can choose your doctors with a PPO. This doesn't make a ton of sense.
You don't need a referral with a PPO vs hmo. More flexibility yes but it does NOT mean you are without dealing with networks.You can choose your doctors with a PPO. This doesn't make a ton of sense.
You don't need a referral with a PPO vs hmo. More flexibility yes but it does NOT mean you are without dealing with networks.
Sorry to hear about your cancer . In the Atlanta area I’ve not seen 1 dr or hospital not in the big mapd CO’s networks . I’ve moved so many from med sup to mapd . Never a complaint once . No doubt their will be some issues at times . All self employed people me included are in closed aca hmo plans . I have Ambetter and have been very happy . But I agree a wealthy person should be on a med sup . He has no reason to worry about the premium .