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Does anybody know if carriers can see if another carrier did an mbi and/or script check?
Is the model like the credit bureau (where they can?)
Anyone?
Thanks
MIB does not have a record of whether an individual has been rated or declined for insurance.
MIB's database consists of highly confidential and proprietary codes that signify different medical conditions and other conditions affecting the insurability of the applicant, as verified by members during the underwriting process. These codes do not indicate what action a member company took with respect to an application for insurance (i.e., approval, denial, approved with a substandard rating).