Medigap Policies Face New Federal Nondiscrimination Rule

[Yagents]

Somebody want to explain to me how this impacts Med Supps? Trying to eliminate UW? Birthday rule being required? Male/Female premiums required to be the same?

Medigap Policies Face New Federal Nondiscrimination Rule | ThinkAdvisor

The new final rule also creates a health insurance agency coordinator requirement.

www.thinkadvisor.com

 

[goillini52]

Somebody want to explain to me how this impacts Med Supps? Trying to eliminate UW? Birthday rule being required? Male/Female premiums required to be the same?

Medigap Policies Face New Federal Nondiscrimination Rule | ThinkAdvisor

The new final rule also creates a health insurance agency coordinator requirement.

www.thinkadvisor.com

Going Woke. Heard on the radio that Medicaid has to pay for sex changes now.

 

[Northeast Agent]

goillini52 said:

Heard on the radio that Medicaid has to pay for sex changes now.

West Virginia's and North Carolina's transgender care coverage policies discriminate, judges rule

West Virginia and North Carolina's refusal to cover some health care for transgender people with government insurance is discriminatory, federal appeals court rules.

apnews.com

 

[Yagents]

I plan to become female at age 69

 

[sman]

I plan to become female at age 69

You should also identify as a 40 year old when you turn 69 or so. That way your car insurance rates will go down.

I'm trying to identify as 65 right now so I can have my real estate taxes reduced.

 

[wehotex]

I plan to become female at age 69

Did somebody say “69”?
Most agents don’t care about these characteristics if there is commission to be made. I wonder how it would affect the rates though? Would a carrier be obliged to honor a lower rate for intersex?

 

[DonP]

Lol the govt regulating med sups . All the sup boys have been laughing at mapd regulated agents for yrs . Welcome to the dark side !!! lol

 

[somarco]

Unisex rates (which some carriers tried before) didn't work out so well. Unisex rates lower rates for males, raise rates for females.

GI raises rates for everyone and lowers commissions.

BD rules also lead to higher rates and lower commissions.

EDIT - GI and BD is redundant. If UW is eliminated you can change plans anytime. Don't need a BD to further muck things up.

If they want to kill the Medigap market this is a way to do it.

 

[Special Agent]

Did somebody say “69”?
Most agents don’t care about these characteristics if there is commission to be made. I wonder how it would affect the rates though? Would a carrier be obliged to honor a lower rate for intersex?

Intersex? Never heard that term before- it would be a great name for a porn website

 

[somarco]

New Fascist rules made up by bureaucrats with lifetime jobs and no accountability.

They did such a great job on the U65 major med market. Now their sights are set on messing up the Medigap market.