Don't know if this is more individual or group forum appropriate. I've got a client who's a realtor in Va. and doesn't have group availability. He says he got a policy from Mega Insurance underwritten by United Healthcare. I thought UHC was just a group carrier. He said he was able to get the group policy because of some association. Anyone have any idea what this is about, or if this is even the case? I understand Mega is known for deceitful business practices.