The one thing 5 star did have was a great cheap graded product were underwriting was super easy.All this talk is irrelevant now as they're priced themselves out of the mkt and nobody will use them anymore.I've used trinity a few times with no problems but I run into a lot of copd and they're a no go. Please tell me why they send out like 10 commission updates for each client? Its frustrating to get so many emails.