Mutual of Omaha Pos Review

Jack B

Guru
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Since I'm limited with my companies in NY, Transamerica is pretty good to me, however it's always good to have a couple of companies in your bag.

I tried MOO a couple of times half of my applications they required client interview, it all went through eventually, however nobody likes when an application is in limbo, you want it to be approved, in force, forget about it, have a clear head for the next, so I really don't like em.

Since they came out with pos, I decided let me give them a try, usually I don't like pos, I see lots of people, it takes too long with pos.

However, sometimes meds are iffy, I'm not sure, then I like pos, in the past I used foresters, right now I'm trying to go 6 months without writing them, to get out of my Securus contract.

Soo yesterday I did pos with MOO, it takes too long, 10 minutes in, I was sweating, wishing it to be over already, it took about 20 min. For some reason it didn't flow like foresters or Columbia mutual. Maybe they still have to work out their kinks.

The good thing is, they give you approval, they do med check and Mib on Apptical, it's weird though, they still check if client ever applied in the past with moo, then if they weren't approved in past, they can take back approval.
 
The average time of the phone interview is right around what you're used to it Forresters but less than what you would get with Liberty Bankers. If you truly want to know before you go then point-of-sale interview or instant decision Americo is your only option.

I am not a fan but honestly isn't that 15 minutes in the moment worth sitting through compared to coming back days later attempting to address an underwriting issue that has come up?
 
The average time of the phone interview is right around what you're used to it Forresters but less than what you would get with Liberty Bankers. If you truly want to know before you go then point-of-sale interview or instant decision Americo is your only option.

I am not a fan but honestly isn't that 15 minutes in the moment worth sitting through compared to coming back days later attempting to address an underwriting issue that has come up?
Yes it is, I only really write one or two non pos carriers.
 

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