This is a first for me. I have a client husband and wife on COBRA with Blue Cross from another state. Due to health reasons, I wrote them on separate policies, him on GR her on Assurant. (she did not qualify for GR). Anyway, they are both approved as of a week ago with a 1 August start date. They can keep COBRA for a few extra months if need be.
Here is the problem. He just called, went to ER, hurt his knee pretty bad. Has MRI scheduled for tomorrow and may need surgery as a result, not sure yet. I dont want to call GR and ask what will happen...yet. Do any of you know how this will play out? If he needs surgery, his current Cobra will take care of it, but what happens on 1 August, say, he needs additional therapy, surgery, etc? Will GR cover it?
Any advice is greatly appreciated.
Here is the problem. He just called, went to ER, hurt his knee pretty bad. Has MRI scheduled for tomorrow and may need surgery as a result, not sure yet. I dont want to call GR and ask what will happen...yet. Do any of you know how this will play out? If he needs surgery, his current Cobra will take care of it, but what happens on 1 August, say, he needs additional therapy, surgery, etc? Will GR cover it?
Any advice is greatly appreciated.