Hi,
I just went independent as a life and health agent after a few years being a captive agent. I have all my health companies lined up, but not sure about what life insurance companies to get appointed with. Do most of you just have one company that you use, or do you get multiple companies? Also, million dollar question: who are the best companies to get appointed with ( I will sell in NC and SC)? I am not that up to speed on the major life companies. Do any of the companies offer a return of premium on term life policies? What are the industry standards in regards to E and O that I will need?
Any advice will be greatly appreciated!!
Thanks, Mike
I just went independent as a life and health agent after a few years being a captive agent. I have all my health companies lined up, but not sure about what life insurance companies to get appointed with. Do most of you just have one company that you use, or do you get multiple companies? Also, million dollar question: who are the best companies to get appointed with ( I will sell in NC and SC)? I am not that up to speed on the major life companies. Do any of the companies offer a return of premium on term life policies? What are the industry standards in regards to E and O that I will need?
Any advice will be greatly appreciated!!
Thanks, Mike