NY is pending..........
I'm happy to hear that.........,
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NY is pending..........
One thing I can say about TPAA is he knows his beer!
Hi
I am intersted . Any help is appreciated. Thank you.
Mit
Its a GI product with no phone interview. I don't mind the 100% repay.
Its GI. ??? There is huge risk in it being GI so if it is solid business then the chargeback issue...isn't an issue. It's when agents write it to get the sale is when this becomes an issue. This is way better than Kemper. NGL is very quick to come after debt. Gerber isn't worth it.
This product will be good to write for about 2-3 years and they will start cutting back. We just grabbed it and I can't wait to offer it.
Why is Gerber not worth it? 60% commission and no charge back for lapses.
Gerber also has an E-app and it takes literally 5 min.
I would never send business to a carrier that takes away my earned comission on lapses.
$150 a month premium that lapses the 12th month is a $1300 chargeback.
Of course it's no chargeback for lapses? LOL They pay as earned.
Thats why its not worth it. My agents like getting advanced.
Hope this helps.
There are companies that charge back as earned comissions if the plan lapses during the first 6 months or year and I thought I read that AIG did that on the GI.