State of Maryland.
I was in the parking lot parked and out of my car, standing up, with the door open-not wide open but open. A lady comes and hits my door-and almost me. She calls my insurance company, I call hers. No witnesses, no police. While waiting to hear back, my insurance agency calls and says I am 100% at fault. I questioned this and then ask for a supervisor. The supervisor looks at their record and said "that's odd, it looks like the other insurance co. said they were at fault. Let me get back to you". Two days later her insurance company calls and says "we had said it was our fault but have reversed the decision". I'm convinced they did this only because my insurance company messed up and said it was mine. Without proof to back me up, the best I could hope for was 50/50. How is this 100% blame possible? And what recourse do I have since it appears this is my insurance company's fault?
I was in the parking lot parked and out of my car, standing up, with the door open-not wide open but open. A lady comes and hits my door-and almost me. She calls my insurance company, I call hers. No witnesses, no police. While waiting to hear back, my insurance agency calls and says I am 100% at fault. I questioned this and then ask for a supervisor. The supervisor looks at their record and said "that's odd, it looks like the other insurance co. said they were at fault. Let me get back to you". Two days later her insurance company calls and says "we had said it was our fault but have reversed the decision". I'm convinced they did this only because my insurance company messed up and said it was mine. Without proof to back me up, the best I could hope for was 50/50. How is this 100% blame possible? And what recourse do I have since it appears this is my insurance company's fault?