in New Jersey
The current rate for under 65 is 170.35
he is paying 240
The rate I see is $180, Maybe he has drug cov and maybe he is paying a little less, maybe he is exaggerating
Maybe and where I am leaning based on his answer his wife has cov through them as well and it is combined
maybe he has other products like dental or life
I promise you they are not overcharging him just because
Also he may not be worth your time